Privacy Policy

Last updated: December 2024

Our Commitment to Your Privacy

At NetWorthArc, privacy isn't just a feature—it's our foundation. Unlike other financial tracking services, we never connect to your bank accounts, never access your financial institutions, and never store sensitive banking credentials. All financial data you see in NetWorthArc is data you manually entered yourself.

Information We Collect

Information You Provide

  • Account Information: Email address for authentication (via Google OAuth)
  • Financial Data: Net worth entries, account values, and financial goals you manually enter
  • Profile Data: Basic settings and preferences you configure

Information We Automatically Collect

  • Usage Data: How you interact with our service (pages viewed, features used)
  • Device Information: Browser type, operating system, IP address
  • Cookies: Essential cookies for authentication and session management

How We Use Your Information

  • Provide and maintain our net worth tracking service
  • Generate charts, reports, and financial insights from your data
  • Authenticate your account and maintain session security
  • Send important service updates and security notifications
  • Improve our service through anonymized usage analytics

Data Storage and Security

  • Encryption: All data is encrypted in transit and at rest
  • Infrastructure: We use enterprise-grade cloud infrastructure with industry-standard security
  • Access Control: Strict access controls and authentication requirements
  • Regular Audits: Security practices are regularly reviewed and updated

Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties. We may share information only in these limited circumstances:

  • With your explicit consent (e.g., when you create a shareable report)
  • When required by law or to protect our legal rights
  • To protect the safety and security of our users
  • In connection with a business transfer (with the same privacy protections)

Your Rights and Choices

  • Access: View and download all your data at any time
  • Correction: Update or correct your information
  • Deletion: Delete your account and all associated data
  • Portability: Export your data in standard formats
  • Opt-out: Unsubscribe from non-essential communications

Cookies and Tracking

We use essential cookies for authentication and session management. We do not use advertising cookies or third-party tracking. You can control cookie settings through your browser preferences.

International Users

NetWorthArc is operated from the United States. By using our service, you consent to the transfer and processing of your information in the United States, where privacy laws may differ from your jurisdiction.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by email and by posting the new policy on this page with an updated revision date.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us at:

Email: support@networtharc.com
Subject: Privacy Policy Inquiry